As we noticed with Original Medicare Part A & B, 20% coinsurance's and wait .... No Dental, Vision or Hearing, or even Over the Counter that my neighbor gets ? Did I hear that right ? 

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.....Yes.... You Did. 

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This is when I like to educate people about what a Medicare Advantage plan can do for you ! 

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First off, You still have Medicare Part A and B. You will still pay your Medicare Part B premium monthly. 

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With a Medicare Advantage plan  ( also known as Part C ), you will now get protection from that 20% coinsurance in the form of a Maximum Out of Pocket. This is the MAX you will pay for covered Medicare Services in a year. They vary from plan to plan and from area to area. So if you want to find out what is available to you. Simply call me. 

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Why is Maximum Out of Pocket is so important ? 

When you have Original Medicare you are subject to a 20% coinsurance..... of an UNCAPPED NUMBER. Meaning, if you had a surgery and the hopsital says, " with all the meds, rooms, staff, surgery and treatments we have provided we are going to charge 1 million dollars". You would be on the hook for 20%. That is $200,000. Again they can charge an unlimited amount of money. It is UNCAPPED. 

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Not only does Medicare Advantage protect you from the 20%. It can also give you benefits you are not receiving with Original Medicare. Things like Dental, Vision, Hearing, Prescription & Over the Counter Drugs, and lower Inpatient hospital coverage. And we have not even scratched the surface ! 

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Imagine getting to see your Doctor, Specialist, Pharmacist, Dentist, All on one simple card ! 

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Again these plans vary by your zip code so to find out what is available in yours simply call me. 

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